/*! tailwindcss v4.2.1 | MIT License | https://tailwindcss.com */
@layer properties{@supports (((-webkit-hyphens:none)) and (not (margin-trim:inline))) or ((-moz-orient:inline) and (not (color:rgb(from red r g b)))){*,:before,:after,::backdrop{--tw-blur:initial;--tw-brightness:initial;--tw-contrast:initial;--tw-grayscale:initial;--tw-hue-rotate:initial;--tw-invert:initial;--tw-opacity:initial;--tw-saturate:initial;--tw-sepia:initial;--tw-drop-shadow:initial;--tw-drop-shadow-color:initial;--tw-drop-shadow-alpha:100%;--tw-drop-shadow-size:initial}}}
@layer theme{:root,:host{--font-sans:ui-sans-serif, system-ui, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji";--font-mono:ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace;--spacing:.25rem;--default-transition-duration:.15s;--default-transition-timing-function:cubic-bezier(.4, 0, .2, 1);--default-font-family:var(--font-sans);--default-mono-font-family:var(--font-mono)}}
@layer base{*,:after,:before,::backdrop{box-sizing:border-box;border:0 solid;margin:0;padding:0}::file-selector-button{box-sizing:border-box;border:0 solid;margin:0;padding:0}html,:host{-webkit-text-size-adjust:100%;tab-size:4;line-height:1.5;font-family:var(--default-font-family,ui-sans-serif, system-ui, sans-serif, "Apple Color Emoji", "Segoe UI Emoji", "Segoe UI Symbol", "Noto Color Emoji");font-feature-settings:var(--default-font-feature-settings,normal);font-variation-settings:var(--default-font-variation-settings,normal);-webkit-tap-highlight-color:transparent}hr{height:0;color:inherit;border-top-width:1px}abbr:where([title]){-webkit-text-decoration:underline dotted;text-decoration:underline dotted}h1,h2,h3,h4,h5,h6{font-size:inherit;font-weight:inherit}a{color:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;-webkit-text-decoration:inherit;text-decoration:inherit}b,strong{font-weight:bolder}code,kbd,samp,pre{font-family:var(--default-mono-font-family,ui-monospace, SFMono-Regular, Menlo, Monaco, Consolas, "Liberation Mono", "Courier New", monospace);font-feature-settings:var(--default-mono-font-feature-settings,normal);font-variation-settings:var(--default-mono-font-variation-settings,normal);font-size:1em}small{font-size:80%}sub,sup{vertical-align:baseline;font-size:75%;line-height:0;position:relative}sub{bottom:-.25em}sup{top:-.5em}table{text-indent:0;border-color:inherit;border-collapse:collapse}:-moz-focusring{outline:auto}progress{vertical-align:baseline}summary{display:list-item}ol,ul,menu{list-style:none}img,svg,video,canvas,audio,iframe,embed,object{vertical-align:middle;display:block}img,video{max-width:100%;height:auto}button,input,select,optgroup,textarea{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}::file-selector-button{font:inherit;font-feature-settings:inherit;font-variation-settings:inherit;letter-spacing:inherit;color:inherit;opacity:1;background-color:#0000;border-radius:0}:where(select:is([multiple],[size])) optgroup{font-weight:bolder}:where(select:is([multiple],[size])) optgroup option{padding-inline-start:20px}::file-selector-button{margin-inline-end:4px}::placeholder{opacity:1}@supports (not ((-webkit-appearance:-apple-pay-button))) or (contain-intrinsic-size:1px){::placeholder{color:currentColor}@supports (color:color-mix(in lab, red, red)){::placeholder{color:color-mix(in oklab, currentcolor 50%, transparent)}}}textarea{resize:vertical}::-webkit-search-decoration{-webkit-appearance:none}::-webkit-date-and-time-value{min-height:1lh;text-align:inherit}::-webkit-datetime-edit{display:inline-flex}::-webkit-datetime-edit-fields-wrapper{padding:0}::-webkit-datetime-edit{padding-block:0}::-webkit-datetime-edit-year-field{padding-block:0}::-webkit-datetime-edit-month-field{padding-block:0}::-webkit-datetime-edit-day-field{padding-block:0}::-webkit-datetime-edit-hour-field{padding-block:0}::-webkit-datetime-edit-minute-field{padding-block:0}::-webkit-datetime-edit-second-field{padding-block:0}::-webkit-datetime-edit-millisecond-field{padding-block:0}::-webkit-datetime-edit-meridiem-field{padding-block:0}::-webkit-calendar-picker-indicator{line-height:1}:-moz-ui-invalid{box-shadow:none}button,input:where([type=button],[type=reset],[type=submit]){appearance:button}::file-selector-button{appearance:button}::-webkit-inner-spin-button{height:auto}::-webkit-outer-spin-button{height:auto}[hidden]:where(:not([hidden=until-found])){display:none!important}}
@layer components;@layer utilities{.visible{visibility:visible}
.static{position:static}
.start{inset-inline-start:var(--spacing)}
.end{inset-inline-end:var(--spacing)}
.container{width:100%}
@media (width>=40rem){.container{max-width:40rem}}
@media (width>=48rem){.container{max-width:48rem}}
@media (width>=64rem){.container{max-width:64rem}}
@media (width>=80rem){.container{max-width:80rem}}
@media (width>=96rem){.container{max-width:96rem}}
.flex{display:flex}
.hidden{display:none}
.table{display:table}
.resize{resize:both}
.blur{--tw-blur:blur(8px);filter:var(--tw-blur,) var(--tw-brightness,) var(--tw-contrast,) var(--tw-grayscale,) var(--tw-hue-rotate,) var(--tw-invert,) var(--tw-saturate,) var(--tw-sepia,) var(--tw-drop-shadow,)}}:root{--navy:#0b1f33;--navy-soft:#163752;--teal:#245b78;--mint:#d5b36b;--mint-soft:#eadfc7;--ivory:#f3f0e8;--paper:#f8f7f3;--ink:#142435;--muted:#66717b;--line:#14243524;--shadow:0 24px 70px #0b1f3324}*{box-sizing:border-box}html{scroll-behavior:smooth}body{background:var(--paper);color:var(--ink);-webkit-font-smoothing:antialiased;margin:0;font-family:Arial,Helvetica,sans-serif;font-size:16px;line-height:1.65}a{color:inherit;text-decoration:none}img{max-width:100%;display:block}button,input,select,textarea{font:inherit}button,summary,a{-webkit-tap-highlight-color:transparent}a:focus-visible,summary:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible{outline:3px solid var(--mint);outline-offset:3px}
.container{width:min(1180px,100% - 48px);margin-inline:auto}
.section{padding:118px 0}
.site-header{z-index:20;color:#fff;border-bottom:1px solid #ffffff2b;position:absolute;inset:0 0 auto}
.nav-wrap{justify-content:space-between;align-items:center;gap:32px;height:90px;display:flex}
.brand{align-items:center;gap:13px;line-height:1;display:inline-flex}
.brand-mark{width:44px;height:44px;color:var(--ivory);letter-spacing:-.05em;background:#0a1b2c;border:1px solid #d5b36bc7;border-radius:3px;place-items:center;font-family:Georgia,Times New Roman,serif;font-size:27px;font-weight:700;display:grid;position:relative;overflow:hidden;box-shadow:inset 0 0 0 3px #f3f0e80d}
.brand-mark:before{content:"";background:var(--mint);width:2px;position:absolute;inset:7px auto 7px 7px}
.brand-mark:after{content:"";border:1px solid #d5b36b40;width:35px;height:35px;position:absolute;bottom:-18px;right:-13px;transform:rotate(45deg)}
.brand-name{text-transform:uppercase;gap:4px;display:grid}
.brand-name strong{letter-spacing:.09em;font-family:Georgia,Times New Roman,serif;font-size:18px;font-weight:700}
.brand-name span{letter-spacing:.42em;color:var(--mint-soft);font-size:9px;font-weight:800}
.desktop-nav{gap:34px;margin-left:auto;display:flex}
.desktop-nav a{color:#ffffffc2;font-size:14px;font-weight:700;transition:color .2s}
.desktop-nav a:hover{color:var(--mint)}
.button{background:var(--mint);min-height:56px;color:var(--navy);cursor:pointer;border:0;border-radius:3px;justify-content:center;align-items:center;gap:18px;padding:0 28px;font-size:14px;font-weight:800;transition:transform .2s,background .2s,box-shadow .2s;display:inline-flex}
.button:hover{background:#e1c98f;transform:translateY(-2px);box-shadow:0 14px 30px #d5b36b33}
.button-small{min-height:44px;padding:0 20px}
.mobile-menu{display:none;position:relative}
.mobile-menu summary{cursor:pointer;place-content:center;gap:5px;width:42px;height:42px;list-style:none;display:grid}
.mobile-menu summary::-webkit-details-marker{display:none}
.mobile-menu summary span{background:#fff;width:24px;height:2px;display:block}
.mobile-menu nav{width:min(310px,100vw - 48px);color:var(--ink);box-shadow:var(--shadow);background:#fff;border-radius:8px;padding:14px;position:absolute;top:56px;right:0}
.mobile-menu nav a{border-bottom:1px solid var(--line);padding:12px 10px;font-weight:700;display:block}
.mobile-menu nav a:last-child{color:var(--teal);border:0}
.hero{isolation:isolate;background:var(--navy);color:#fff;min-height:920px;position:relative;overflow:hidden}
.hero-backdrop{z-index:-2;background-image:linear-gradient(90deg,#081a2bfc 0%,#081a2bf0 40%,#081a2b85 67%,#081a2bad 100%),url(../images/james-family-hero.jpg);background-position:50%;background-size:cover;position:absolute;inset:0}
.hero:before{content:"";z-index:-1;background:radial-gradient(circle at 20% 45%,#d5b36b1f,#0000 35%),linear-gradient(#ffffff08 1px,#0000 1px) 0 0/80px 80px,linear-gradient(90deg,#ffffff08 1px,#0000 1px) 0 0/80px 80px;position:absolute;inset:0;-webkit-mask-image:linear-gradient(90deg,#000,#0000 88%);mask-image:linear-gradient(90deg,#000,#0000 88%)}
.hero-inner{grid-template-columns:minmax(0,1.05fr) minmax(390px,.75fr);align-items:center;gap:72px;min-height:790px;padding-top:145px;padding-bottom:55px;display:grid;position:relative}
.hero-copy{max-width:680px}
.rate-form-badge{z-index:5;width:138px;height:138px;color:var(--navy);text-align:center;background:var(--mint);border:4px solid #fff;border-radius:50%;flex-direction:column;justify-content:center;align-items:center;gap:1px;display:flex;position:absolute;top:305px;left:57%;transform:translateX(-50%) rotate(-3deg);box-shadow:0 18px 42px #00000052,0 0 0 8px #d5b36b2e;animation:rate-badge-glow 2.8s ease-in-out infinite}
.rate-form-badge:hover{background:#e1c98f}
.rate-form-badge span{max-width:88px;letter-spacing:.08em;text-transform:uppercase;font-size:9px;font-weight:900;line-height:1.12}
.rate-form-badge strong{letter-spacing:-.05em;margin-top:3px;font-family:Georgia,serif;font-size:35px;font-weight:400;line-height:1}
.rate-form-badge b{letter-spacing:.04em;margin-top:5px;font-size:10px}
.rate-form-arrow{width:82px;height:58px;filter:drop-shadow(0 1px 0 #fff) drop-shadow(0 0 3px #ffffffc7);overflow:visible;position:absolute;top:42px;right:-68px}
.arrow-pencil,.arrow-pencil-shadow{fill:none;stroke-linecap:round;stroke-linejoin:round;vector-effect:non-scaling-stroke}
.arrow-pencil-shadow{stroke:#f3f0e8;stroke-width:5px;opacity:.75}
.arrow-pencil{stroke:var(--navy);stroke-width:2.4px}@keyframes rate-badge-glow{0%,100%{box-shadow:0 18px 42px #00000052,0 0 0 8px #d5b36b2e}50%{box-shadow:0 24px 52px #00000066,0 0 0 13px #d5b36b20}}
.eyebrow{color:var(--teal);letter-spacing:.18em;text-transform:uppercase;margin:0 0 22px;font-size:12px;font-weight:800;line-height:1.2}
.eyebrow.light{color:var(--mint)}
.hero h1,.section h2,.contact-band h2{letter-spacing:-.045em;margin:0;font-family:Georgia,Times New Roman,serif;font-weight:400;line-height:1.03}
.hero h1{max-width:720px;font-size:clamp(54px,6.4vw,84px)}
.hero h1 em{color:var(--mint);font-weight:inherit}
.hero-lede{color:#ffffffc7;max-width:650px;margin:28px 0 0;font-size:18px;line-height:1.7}
.hero-benefits{color:#ffffffdb;gap:12px;margin:30px 0 0;padding:0;list-style:none;display:grid}
.hero-benefits li{align-items:center;gap:12px;display:flex}
.hero-benefits span{width:24px;height:24px;color:var(--mint);background:#d5b36b29;border-radius:50%;flex:none;place-items:center;font-size:12px;font-weight:900;display:grid}
.lead-card{color:var(--ink);border-top:4px solid var(--mint);background:#fbfaf6fa;border-radius:4px;padding:34px;box-shadow:0 30px 80px #0000004d}
.form-kicker{color:var(--teal);letter-spacing:.16em;text-transform:uppercase;margin:0 0 8px;font-size:11px;font-weight:800}
.lead-card h2{color:var(--navy);letter-spacing:-.03em;margin:0;font-family:Georgia,Times New Roman,serif;font-size:31px;font-weight:400;line-height:1.1}
.form-intro{color:var(--muted);margin:12px 0 22px;font-size:13px;line-height:1.5}
.form-grid{grid-template-columns:1fr 1fr;gap:13px;display:grid}
.form-field{margin-bottom:13px}
.field-error{color:#a13232;height:16px;margin-top:3px;overflow:hidden;font-size:10px;font-weight:700;line-height:16px;visibility:hidden;white-space:nowrap;text-overflow:ellipsis;display:block}
.field-error.is-visible{visibility:visible}
.form-field-infos .field-error{height:32px;line-height:14px;white-space:normal}
.phone-input-group{grid-template-columns:50px minmax(0,1fr);gap:7px;display:grid}
.phone-prefix-control{height:45px;background:#fff;border:1px solid #14243533;border-radius:3px;align-items:center;justify-content:center;padding-right:10px;display:flex;position:relative;transition:border .2s,box-shadow .2s}
.phone-prefix-control:after{content:"";width:6px;height:6px;border-right:1.5px solid var(--teal);border-bottom:1.5px solid var(--teal);pointer-events:none;position:absolute;top:16px;right:7px;transform:rotate(45deg)}
.phone-prefix-control:focus-within{border-color:var(--teal);box-shadow:0 0 0 3px #245b7821}
.phone-prefix-control.is-valid{border-color:#2f7d5b;box-shadow:0 0 0 3px #2f7d5b1c}
.phone-prefix-control.is-invalid{border-color:#b64242;box-shadow:0 0 0 3px #b642421c}
.phone-country-flag{width:20px;height:14px;border:1px solid #14243529;border-radius:2px;flex:none;display:block;box-shadow:0 1px 2px #0b1f3324}
.phone-country-flag[data-country=fr]{background:linear-gradient(90deg,#0055a4 0 33.33%,#fff 33.33% 66.66%,#ef4135 66.66%)}
.phone-country-flag[data-country=be]{background:linear-gradient(90deg,#111 0 33.33%,#fdda24 33.33% 66.66%,#ef3340 66.66%)}
.phone-country-flag[data-country=ch]{background:linear-gradient(90deg,#0000 39%,#fff 39% 61%,#0000 61%),linear-gradient(#0000 32%,#fff 32% 68%,#0000 68%),#d52b1e}
.phone-country-flag[data-country=lu]{background:linear-gradient(#ed2939 0 33.33%,#fff 33.33% 66.66%,#00a1de 66.66%)}
.phone-country-flag[data-country=mc]{background:linear-gradient(#ce1126 0 50%,#fff 50%)}
.phone-country-flag[data-country=gb]{background:linear-gradient(33deg,#0000 43%,#fff 43% 47%,#c8102e 47% 53%,#fff 53% 57%,#0000 57%),linear-gradient(-33deg,#0000 43%,#fff 43% 47%,#c8102e 47% 53%,#fff 53% 57%,#0000 57%),linear-gradient(90deg,#0000 42%,#fff 42% 58%,#0000 58%),linear-gradient(#0000 34%,#fff 34% 66%,#0000 66%),linear-gradient(90deg,#0000 46%,#c8102e 46% 54%,#0000 54%),linear-gradient(#0000 41%,#c8102e 41% 59%,#0000 59%),#012169}
.phone-country-flag[data-country=es]{background:linear-gradient(#aa151b 0 25%,#f1bf00 25% 75%,#aa151b 75%)}
.phone-country-flag[data-country=it]{background:linear-gradient(90deg,#009246 0 33.33%,#fff 33.33% 66.66%,#ce2b37 66.66%)}
.phone-country-flag[data-country=de]{background:linear-gradient(#111 0 33.33%,#dd0000 33.33% 66.66%,#ffce00 66.66%)}
.phone-country-flag[data-country=nl]{background:linear-gradient(#ae1c28 0 33.33%,#fff 33.33% 66.66%,#21468b 66.66%)}
.phone-country-flag[data-country=pt]{background:linear-gradient(90deg,#046a38 0 40%,#da291c 40%)}
.phone-prefix-control select{cursor:pointer;opacity:0;width:100%;height:100%;min-height:0;padding:0;position:absolute;inset:0}
.form-field label{color:var(--ink);letter-spacing:.04em;margin-bottom:5px;font-size:11px;font-weight:800;display:block}
.form-field input,.form-field select,.form-field textarea{width:100%;color:var(--ink);background:#fff;border:1px solid #14243533;border-radius:3px;font-size:14px;transition:border .2s,box-shadow .2s}
.form-field input,.form-field select{min-height:45px;padding:0 12px}
.form-field textarea{resize:vertical;padding:10px 12px;line-height:1.45}
.form-field input:focus,.form-field select:focus,.form-field textarea:focus{border-color:var(--teal);outline:none;box-shadow:0 0 0 3px #245b7821}
.form-field .is-valid{border-color:#2f7d5b;box-shadow:0 0 0 3px #2f7d5b1c}
.form-field .is-invalid{border-color:#b64242;box-shadow:0 0 0 3px #b642421c}
.consent-row.is-invalid{color:#9f3333}
.consent-field{margin-bottom:16px}
.consent-row{color:var(--muted);align-items:flex-start;gap:9px;margin:2px 0 0;font-size:11px;line-height:1.45;display:flex}
.consent-field .field-error{margin-left:25px}
.consent-row input{accent-color:var(--teal);margin:3px 0 0}
.form-submit{width:100%;min-height:50px}
.global-error-message{color:#a13232;text-align:center;min-height:18px;margin:8px 0 0;font-size:11px;font-weight:700}
.form-note{color:var(--muted);text-align:center;margin:8px 0 0;font-size:10px}
.trust-row{border-top:1px solid #ffffff29;grid-template-columns:repeat(3,1fr);min-height:130px;display:grid}
.trust-row>div{border-right:1px solid #ffffff29;align-items:center;gap:18px;padding:26px 34px;display:flex}
.trust-row>div:first-child{padding-left:0}
.trust-row>div:last-child{border:0}
.trust-row>div>span{color:var(--mint);white-space:nowrap;font-family:Georgia,serif;font-size:22px}
.trust-row p{color:#ffffff94;margin:0;font-size:13px;line-height:1.5}
.trust-row strong{color:#fff;font-size:14px;display:block}
.split-grid{grid-template-columns:1.04fr .96fr;align-items:center;gap:100px;display:grid}
.image-composition{padding:0 54px 64px 0;position:relative}
.image-main{aspect-ratio:1.5;object-fit:cover;width:100%;box-shadow:var(--shadow);border-radius:4px}
.image-accent{background:var(--paper);width:44%;box-shadow:var(--shadow);padding:8px;position:absolute;bottom:0;right:0}
.image-accent img{aspect-ratio:1;object-fit:cover;width:100%}
.image-caption{background:var(--mint);padding:18px 24px;line-height:1.35;position:absolute;bottom:30px;left:-26px;box-shadow:0 16px 35px #0b1f3326}
.image-caption strong{font-family:Georgia,serif;font-size:18px;display:block}
.image-caption span{font-size:12px}
.section h2,.contact-band h2{color:var(--navy);font-size:clamp(42px,5vw,64px)}
.section-copy .lead{color:var(--ink);margin:28px 0 14px;font-size:20px;line-height:1.6}
.section-copy>p:not(.eyebrow):not(.lead):not(.projection-note){color:var(--muted)}
.text-link{color:var(--teal);border-bottom:1px solid;align-items:center;gap:9px;margin-top:25px;padding-bottom:3px;font-size:14px;font-weight:800;display:inline-flex}
.mission{background:var(--ivory)}
.section-heading.centered{text-align:center;max-width:790px;margin:0 auto 58px}
.section-heading.centered>p:last-child{max-width:640px;color:var(--muted);margin:22px auto 0}
.pillar-grid{border-top:1px solid var(--line);border-left:1px solid var(--line);grid-template-columns:repeat(3,1fr);display:grid}
.pillar-card{border-right:1px solid var(--line);border-bottom:1px solid var(--line);background:#ffffff6b;min-height:365px;padding:44px 40px;position:relative}
.pillar-number{color:var(--teal);letter-spacing:.16em;font-size:11px;font-weight:800}
.pillar-icon{align-items:end;gap:7px;height:70px;margin:34px 0 28px;display:flex}
.pillar-icon i{background:var(--teal);border-radius:8px 8px 0 0;width:9px;display:block}
.pillar-icon i:first-child{opacity:.45;height:28px}
.pillar-icon i:nth-child(2){opacity:.7;height:48px}
.pillar-icon i:nth-child(3){background:var(--mint);height:68px}
.pillar-card h3,.step-list h3,.path-card h3{color:var(--navy);margin:0;font-family:Georgia,serif;font-weight:400}
.pillar-card h3{font-size:28px}
.pillar-card p{color:var(--muted);margin:14px 0 0;font-size:15px}
.pillar-card:after{content:"↗";color:var(--teal);font-size:22px;position:absolute;top:38px;right:34px}
.simulator{background:#fff}
.simulator-shell{border:1px solid var(--line);background:var(--paper);box-shadow:var(--shadow);padding:66px}
.simulator-heading{border-bottom:1px solid var(--line);grid-template-columns:1.2fr .8fr;align-items:end;gap:80px;padding-bottom:42px;display:grid}
.simulator-heading h2{max-width:730px}
.simulator-heading>p{color:var(--muted);margin:0 0 8px}
.simulator-grid{grid-template-columns:1.15fr .85fr;gap:58px;padding-top:46px;display:grid}
.simulator-controls{align-content:start;gap:34px;display:grid}
.simulator-control{gap:12px;display:grid}
.control-label{justify-content:space-between;align-items:baseline;gap:20px;display:flex}
.control-label label,.duration-control legend{color:var(--ink);font-size:13px;font-weight:800}
.control-label output{color:var(--teal);font-family:Georgia,serif;font-size:25px}
.simulator-control input[type=range]{appearance:none;background:linear-gradient(90deg, var(--teal) 0 2.8%, #d9dee2 2.8% 100%);width:100%;height:5px;accent-color:var(--teal);border-radius:99px}
.simulator-control input[type=range]::-webkit-slider-thumb{appearance:none;background:var(--teal);cursor:pointer;border:4px solid #fff;border-radius:50%;width:21px;height:21px;box-shadow:0 2px 8px #0b1f3347}
.simulator-control input[type=range]::-moz-range-thumb{background:var(--teal);cursor:pointer;border:4px solid #fff;border-radius:50%;width:14px;height:14px;box-shadow:0 2px 8px #0b1f3347}
.range-bounds{color:var(--muted);justify-content:space-between;font-size:10px;display:flex}
.duration-control{border:0;margin:0;padding:0}
.duration-control legend{margin-bottom:12px}
.duration-options{grid-template-columns:repeat(4,1fr);gap:9px;display:grid}
.duration-button{border:1px solid var(--line);min-height:46px;color:var(--ink);cursor:pointer;background:#fff;border-radius:3px;font-weight:800}
.duration-button:hover{border-color:var(--teal)}
.duration-button.active{border-color:var(--navy);background:var(--navy);color:#fff}
.simulator-result{background:var(--navy);color:#fff;padding:38px;box-shadow:0 20px 55px #0b1f3333}
.result-rate{color:#ffffffa8;letter-spacing:.04em;text-transform:uppercase;border-bottom:1px solid #ffffff26;justify-content:space-between;align-items:center;gap:15px;padding-bottom:18px;font-size:11px;display:flex}
.result-rate strong{color:var(--mint);font-size:15px}
.simulator-result>p{color:#ffffffa8;margin:30px 0 4px;font-size:13px}
.result-total{color:#fff;letter-spacing:-.04em;font-family:Georgia,serif;font-size:clamp(43px,5vw,61px);font-weight:400;display:block}
.simulator-result dl{border-top:1px solid #ffffff26;margin:28px 0}
.simulator-result dl div{border-bottom:1px solid #ffffff26;justify-content:space-between;gap:20px;padding:13px 0;display:flex}
.simulator-result dt{color:#fff9;font-size:12px}
.simulator-result dd{color:#fff;margin:0;font-size:13px;font-weight:800}
.simulator-result dl div:last-child dd{color:var(--mint)}
.simulator-cta{text-align:center;width:100%;padding-inline:18px}
.simulator-result small{color:#ffffff6b;text-align:center;margin-top:14px;font-size:9px;line-height:1.5;display:block}
.journey{background:var(--navy);color:#fff}
.journey-grid{grid-template-columns:.85fr 1.15fr;gap:100px;display:grid}
.journey h2{color:#fff}
.journey-intro>p:not(.eyebrow){color:#ffffffa6;max-width:470px;margin:28px 0 32px}
.button-ivory{background:var(--ivory)}
.step-list{border-top:1px solid #ffffff2e;margin:0;padding:0;list-style:none}
.step-list li{border-bottom:1px solid #ffffff2e;grid-template-columns:64px 1fr;gap:20px;padding:27px 0;display:grid}
.step-number{color:var(--mint);letter-spacing:.12em;padding-top:4px;font-size:12px;font-weight:800}
.step-list h3{color:#fff;font-size:24px}
.step-list p{color:#ffffff94;margin:7px 0 0;font-size:14px}
.pathways{background:var(--paper)}
.side-heading{grid-template-columns:1.15fr .85fr;align-items:end;gap:80px;margin-bottom:54px;display:grid}
.side-heading>p{color:var(--muted);margin:0 0 8px}
.path-grid{grid-template-columns:repeat(3,1fr);gap:18px;display:grid}
.path-card{border:1px solid var(--line);background:#fff;flex-direction:column;min-height:425px;padding:38px 34px;transition:transform .25s,box-shadow .25s;display:flex}
.path-card:hover{box-shadow:var(--shadow);transform:translateY(-5px)}
.path-card.featured{background:var(--teal);color:#fff;border-color:var(--teal);transform:translateY(-14px)}
.path-card.featured:hover{transform:translateY(-19px)}
.path-tag{color:var(--teal);letter-spacing:.12em;text-transform:uppercase;border:1px solid;border-radius:99px;align-self:start;padding:6px 10px;font-size:10px;font-weight:800}
.path-card.featured .path-tag{color:var(--mint-soft)}
.path-card h3{margin-top:27px;font-size:30px}
.path-card.featured h3{color:#fff}
.path-card>p{color:var(--muted);font-size:14px}
.path-card.featured>p{color:#ffffffb8}
.path-card ul{margin:10px 0 28px;padding:0;list-style:none}
.path-card li{border-bottom:1px solid var(--line);padding:8px 0;font-size:14px}
.path-card li:before{content:"✓";color:var(--teal);margin-right:10px;font-weight:900}
.path-card.featured li{border-color:#ffffff2e}
.path-card.featured li:before{color:var(--mint)}
.path-card a{color:var(--teal);margin-top:auto;font-size:13px;font-weight:800}
.path-card.featured a{color:var(--mint)}
.confidence{padding-top:70px}
.confidence-grid{grid-template-columns:.8fr 1.2fr;align-items:center;gap:100px;display:grid}
.confidence-image{position:relative}
.confidence-image:before{content:"";z-index:-1;aspect-ratio:1;background:var(--mint-soft);width:75%;position:absolute;bottom:-34px;left:-34px}
.confidence-image img{aspect-ratio:.88;object-fit:cover;object-position:center 35%;width:100%}
.principles{border-top:1px solid var(--line);margin-top:30px}
.principles>div{border-bottom:1px solid var(--line);grid-template-columns:48px 1fr;gap:15px;padding:18px 0;display:grid}
.principles span{color:var(--teal);letter-spacing:.12em;font-size:11px;font-weight:800}
.principles p{color:var(--muted);margin:0;font-size:14px}
.principles strong{color:var(--ink);font-size:16px;display:block}
.projection-note{color:var(--muted);margin:20px 0 0;font-size:11px;line-height:1.6}
.contact-band{background:var(--teal);color:#fff;padding:84px 0}
.contact-inner{grid-template-columns:1fr 1fr;align-items:center;gap:80px;display:grid}
.contact-band h2{color:#fff}
.contact-band p:not(.eyebrow){color:#ffffffad;margin:16px 0 0}
.email-card{background:#ffffff0f;border:1px solid #ffffff47;flex-direction:column;justify-content:center;min-height:150px;padding:30px 70px 30px 34px;transition:background .2s;display:flex;position:relative}
.email-card:hover{background:#ffffff1f}
.email-card span{color:var(--mint-soft);text-transform:uppercase;letter-spacing:.12em;font-size:12px}
.email-card strong{color:#fff;overflow-wrap:anywhere;margin-top:10px;font-size:clamp(20px,2vw,28px)}
.email-card b{color:var(--mint);font-size:34px;font-weight:400;position:absolute;top:50%;right:30px;translate:0 -50%}
.site-footer{color:#fff;background:#071521;padding:76px 0 24px}
.footer-main{grid-template-columns:1.3fr .7fr 1fr;gap:70px;display:grid}
.footer-brand{margin-bottom:22px}
.footer-main>div:first-child p{color:#ffffff8a;max-width:340px;font-size:14px}
.footer-links,.footer-contact{flex-direction:column;gap:11px;display:flex}
.footer-links a,.footer-contact a{color:#ffffffad;font-size:14px}
.footer-links a:hover,.footer-contact a:hover{color:var(--mint)}
.footer-contact>span{color:var(--mint);letter-spacing:.14em;text-transform:uppercase;margin-bottom:5px;font-size:11px}
.risk-notice{border-top:1px solid #ffffff1f;margin-top:50px;padding-top:24px}
.risk-notice p{color:#ffffff6b;margin:0;font-size:11px;line-height:1.7}
.footer-bottom{color:#ffffff61;border-top:1px solid #ffffff14;justify-content:space-between;margin-top:24px;padding-top:20px;font-size:11px;display:flex}
.footer-bottom a{transition:color .2s}
.footer-bottom a:hover{color:var(--mint)}
.legal-page{background:var(--paper);min-height:100vh}
.legal-header{background:var(--navy);position:relative}
.legal-back{color:#ffffffb8;font-size:13px;font-weight:800}
.legal-back span{color:var(--mint);margin-left:8px}
.legal-back:hover{color:#fff}
.legal-hero{background:var(--navy);color:#fff;padding:84px 0 78px}
.legal-hero h1{color:#fff;letter-spacing:-.055em;margin:12px 0 18px;font-family:Georgia,Times New Roman,serif;font-size:clamp(50px,7vw,88px);line-height:.98}
.legal-hero>.container>p:not(.eyebrow){color:#ffffffa3;max-width:690px;margin:0;font-size:18px}
.legal-status{color:var(--mint-soft);letter-spacing:.1em;text-transform:uppercase;border:1px solid #d5b36b80;border-radius:2px;margin-top:30px;padding:9px 13px;font-size:11px;font-weight:800;display:inline-flex}
.legal-content{padding:86px 0 112px}
.legal-layout{grid-template-columns:240px minmax(0,1fr);align-items:start;gap:72px;display:grid}
.legal-summary{border-left:2px solid var(--mint);background:#fff;flex-direction:column;padding:24px;display:flex;position:sticky;top:28px;box-shadow:0 14px 42px #0b1f3312}
.legal-summary>span{color:var(--teal);letter-spacing:.14em;text-transform:uppercase;margin-bottom:14px;font-size:10px;font-weight:800}
.legal-summary a{color:var(--muted);padding:8px 0;font-size:13px;font-weight:700}
.legal-summary a:hover{color:var(--teal)}
.legal-sections{gap:22px;display:grid}
.legal-card{border:1px solid var(--line);background:#fff;padding:42px 44px;scroll-margin-top:28px;position:relative}
.legal-number{color:var(--mint);letter-spacing:.12em;font-size:11px;font-weight:800;position:absolute;top:24px;right:28px}
.legal-card h2{color:var(--navy);margin:0 0 12px;font-family:Georgia,Times New Roman,serif;font-size:clamp(28px,3vw,38px);line-height:1.15}
.legal-card>p{max-width:780px;color:var(--muted);margin:0 0 25px}
.legal-fields{border-top:1px solid var(--line);margin:26px 0 0}
.legal-fields div{border-bottom:1px solid var(--line);grid-template-columns:minmax(190px,.75fr) 1.25fr;gap:30px;padding:15px 0;display:grid}
.legal-fields dt{color:var(--muted);font-size:13px}
.legal-fields dd{color:#9aa1a7;min-height:24px;margin:0;font-weight:700}
.legal-fields dd a{color:var(--teal);overflow-wrap:anywhere}
.legal-fields dd a:hover{text-underline-offset:4px;text-decoration:underline}
.legal-copy p+p{margin-top:-10px}
.legal-inline-link{color:var(--teal);font-weight:800}
.legal-inline-link:hover{text-underline-offset:4px;text-decoration:underline}
.legal-list{color:var(--muted);gap:10px;margin:20px 0 26px;padding-left:22px;display:grid}
.legal-list li::marker{color:var(--mint)}
.legal-list strong{color:var(--ink)}
.legal-callout{border-left:3px solid var(--mint);background:var(--ivory);flex-direction:column;gap:5px;margin-top:24px;padding:20px 22px;display:flex}
.legal-callout strong{color:var(--navy);font-size:13px}
.legal-callout a{color:var(--teal);overflow-wrap:anywhere;font-weight:800}
.legal-footer-links{gap:24px;display:flex}
.legal-footer{padding-top:24px}
.legal-footer .footer-bottom{margin-top:0}
@media (width<=1060px){.desktop-nav,.header-cta{display:none}
.mobile-menu{display:block}
.hero{min-height:auto}
.hero-inner{grid-template-columns:1fr;gap:48px;padding-top:135px}
.hero-copy{max-width:820px}
.rate-form-badge{position:relative;top:auto;left:auto;transform:rotate(-2deg);justify-self:end;margin:-28px 70px -18px 0}
.rate-form-arrow{width:70px;height:52px;top:auto;right:50%;bottom:-28px;margin-right:-35px;transform:rotate(90deg)}
.lead-card{width:min(680px,100%)}
.trust-row{margin-top:15px}
.split-grid,.journey-grid,.confidence-grid{grid-template-columns:1fr;gap:70px}
.simulator-heading,.simulator-grid{grid-template-columns:1fr;gap:34px}
.simulator-shell{padding:46px}
.pillar-grid,.path-grid{grid-template-columns:1fr 1fr}
.pillar-grid article:last-child,.path-grid article:last-child{grid-column:1/-1}
.path-card.featured{transform:none}
.path-card.featured:hover{transform:translateY(-5px)}
.side-heading,.contact-inner{grid-template-columns:1fr;gap:35px}
.confidence-image{max-width:590px}}
@media (width<=680px){.container{width:min(100% - 32px,1180px)}
.section{padding:82px 0}
.nav-wrap{height:76px}
.brand-mark{width:38px;height:38px}
.brand-name strong{font-size:16px}
.hero-backdrop{background-position:62%}
.hero-inner{padding-top:112px;padding-bottom:36px}
.hero h1{font-size:clamp(46px,14vw,64px)}
.hero-lede{font-size:16px}
.hero-benefits{font-size:14px}
.rate-form-badge{width:118px;height:118px;justify-self:center;margin:-24px 0 -12px}
.rate-form-badge strong{font-size:31px}
.rate-form-badge span{font-size:8px}
.rate-form-arrow{width:46px;height:40px;bottom:-30px;margin-right:-23px}
.lead-card{padding:26px 20px}
.lead-card h2{font-size:27px}
.form-grid{grid-template-columns:1fr;gap:0}
.simulator-shell{padding:30px 20px}
.simulator-heading{padding-bottom:30px}
.simulator-grid{padding-top:30px}
.duration-options{grid-template-columns:1fr 1fr}
.simulator-result{padding:30px 22px}
.trust-row{grid-template-columns:1fr;padding:14px 0 24px}
.trust-row>div{border:0;padding:11px 0}
.image-composition{padding:0 28px 48px 0}
.image-accent{width:48%}
.image-caption{padding:13px 16px;bottom:8px;left:-8px}
.section h2,.contact-band h2{font-size:43px}
.section-copy .lead{font-size:18px}
.pillar-grid,.path-grid{grid-template-columns:1fr}
.pillar-grid article:last-child,.path-grid article:last-child{grid-column:auto}
.pillar-card{min-height:320px;padding:34px 28px}
.journey-grid{gap:50px}
.step-list li{grid-template-columns:45px 1fr}
.side-heading{margin-bottom:36px}
.side-heading>p{font-size:14px}
.path-card{min-height:auto}
.confidence{padding-top:40px}
.confidence-grid{gap:60px}
.contact-band{padding:68px 0}
.email-card{min-height:130px;padding-left:22px}
.footer-main{grid-template-columns:1fr;gap:36px}
.footer-bottom{flex-direction:column;gap:5px}
.legal-hero{padding:62px 0}
.legal-layout{grid-template-columns:1fr;gap:28px}
.legal-summary{position:static}
.legal-card{padding:32px 22px}
.legal-fields div{grid-template-columns:1fr;gap:3px}
.legal-footer-links{flex-direction:column;gap:5px}}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,:before,:after{scroll-behavior:auto!important;transition:none!important;animation:none!important}}
@property --tw-blur{syntax:"*";inherits:false}
@property --tw-brightness{syntax:"*";inherits:false}
@property --tw-contrast{syntax:"*";inherits:false}
@property --tw-grayscale{syntax:"*";inherits:false}
@property --tw-hue-rotate{syntax:"*";inherits:false}
@property --tw-invert{syntax:"*";inherits:false}
@property --tw-opacity{syntax:"*";inherits:false}
@property --tw-saturate{syntax:"*";inherits:false}
@property --tw-sepia{syntax:"*";inherits:false}
@property --tw-drop-shadow{syntax:"*";inherits:false}
@property --tw-drop-shadow-color{syntax:"*";inherits:false}
@property --tw-drop-shadow-alpha{syntax:"<percentage>";inherits:false;initial-value:100%}
@property --tw-drop-shadow-size{syntax:"*";inherits:false}